Privacy Policy

  1. Introduction
    This Privacy Policy outlines how FRLI collects, uses, maintains, and discloses information collected from users of the FRLI service (“Service”). This policy applies to the Service and all products offered by FRLI.

  2. Personal Identification Information
    We may collect personal identification information from Users in various ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter, fill out a form, and in connection with other activities, services, features or resources we make available on our Service. Users may be asked for, as appropriate, name, email address. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Service-related activities.

  3. Non-Personal Identification Information
    We may collect non-personal identification information about Users whenever they interact with our Service. Non-personal identification information may include the browser name, the type of computer, and technical information about Users’ means of connection to our Service, such as the operating system and the Internet service providers utilized and other similar information.

  4. Web Browser Cookies
    Our Service may use “cookies” to enhance User experience. Users’ web browsers place cookies on their hard drive for record-keeping purposes and sometimes to track information about them. Users may choose to set their web browser to refuse cookies or to alert you when cookies are being sent. If they do so, note that some parts of the Service may not function properly.

  5. How We Use Collected Information
    FRLI may collect and use Users’ personal information for the following purposes:

    • To improve customer service
    • To personalize user experience
    • To improve our Service
    • To process payments
    • To run a promotion, contest, survey, or other Service feature
    • To send periodic emails
  6. How We Protect Your Information
    We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our Service.

  7. Sharing Your Personal Information
    We do not sell, trade, or rent Users’ personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates, and advertisers for the purposes outlined above.

  8. Compliance with Children’s Online Privacy Protection Act
    Protecting the privacy of the very young is especially important. For that reason, FRLI never collects or maintains information at our Service from those we know are under 13, and no part of our website is structured to attract anyone under 13.

  9. Changes to This Privacy Policy
    FRLI has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect.

  10. Your Acceptance of These Terms
    By using this Service, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Service. Your continued use of the Service following the posting of changes to this policy will be deemed your acceptance of those changes.

  11. Contacting Us
    If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at


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